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Welcome to Earthmover Credit Union. We look forward to putting our mortgage services to work for you!

We offer the following mortgage programs:




We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.
Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.
Remodeling your home? If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact one of our mortgage professionals who will help find the right loan for you.


Are you a Veteran?

  Thank you for your service!

If you are a qualified veteran, reservist, active duty, or eligible family member, VA mortgage financing is available at your credit union.  VA financing has low to no down-payment options at low interest rates. 


 We have something special for you!

Receive up to a $300 Closing Cost discount *

  • No application fee
  • Minimum 3% down on a Conventional loan or 3.5% down on an FHA loan
  • Dedicated and personalized service for your home-buying experience

Applying for a pre-approval is easy and we are here to help you every step of the way!

*owner-occupied/first time home buyers only with financing of at least $100,000.  Discount is determined by the loan amount and certain restrictions apply.  ECU reserves the right to withhold any special offers.

Low Down-Payment!

Owning a home is possible with a down-payment as low as 3% with our Home Possible mortgage! 

You do not have to be a first-time homebuyer.  In fact, if you are looking to refinance your home, this program is available to you too!  It is a great option for those who don't have a lot of equity in their home. 

Certain restrictions apply.

*In order to be eligible for Home Possible, your total qualifying income must meet certain qualifying income parameters.  The property must be your primary residence and completion of a homeownership education program is required.


Earthmover Credit Union NMLS #753847
2195 Baseline Road, Oswego, IL  60543
Office:  (630) 844-4950
Toll Free:  (800) 844-2328
Copyright © 2019 Earthmover Credit Union
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