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Welcome to Earthmover Credit Union. We look forward to putting our mortgage services to work for you!

We offer the following mortgage programs:

CONVENTIONAL

VA/FHA/USDA

RELIEF REFINANCE

We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.
Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.
Remodeling your home? If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact one of our mortgage professionals who will help find the right loan for you.

 

Important News

Thank you for visting Earthmover Credit Union Mortgage.  Due to extreme volatility in the market, the current industry volume and some effects of the COVID-19 virus, responses and application review could be delayed. 

If you would like to refinance, it is important to submit your application so that if/when mortgage rates drop again or are at levels that meet your needs, we can lock your rate in. 

We appreciate your patience and look forward to working with you!

Mortgage Rates

During the first week of March, we experienced some of the lowest rates in history.  Last week, due to the market and many other factors, the rates rose a full 1%.  The Fed's announcement of a rate cut is not tied to mortgage rates but we did see rate improvement with other efforts by our government to stabilize the market.  This week we have seen even higher increases in rates and the rates have been changing hourly affecting our ability to lock in rates on current loans.  We cannot predict what is to come but many experts do predict that rates will drop again, but may not drop as low as they did the first week of March.  The mortgage industry is experiencing such high volume that some lenders are forced to pull back rates to control volume.  We also anticipate the happenings to have a continual adverse impact on our economy and workforce and the impact on rates is unknown.  We at Earthmover are dedicated and will continue to work hard to capture the lowest rates we can for our members.

Earthmover Credit Union NMLS #800336
2195 Baseline Road, Oswego, IL  60543
Office:  (630) 844-4950
Toll Free:  (800) 844-2328
mortgages@earthmovercu.com
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